CREATIVE 1ST MORTGAGE LEARNING CENTER
Mortgage Planning Through Life Changes
Make informed mortgage decisions during marriage, divorce, relocation, retirement, inheritance, or other major transitions.
Can a Surviving Spouse Get a VA Loan in Florida?
Learn whether a surviving spouse may qualify for a VA home loan in Florida, how remarriage affects eligibility, which COE documents VA may require, and what. ...more
Life Changes & Mortgage Planning
September 17, 2026
Florida Mortgage After Divorce: Can One Spouse Keep the Home?
Can one spouse keep a Florida home after divorce without refinancing? Learn how title, mortgage liability, assumption, release, buyout, sale, and future. ...more
Life Changes & Mortgage Planning
September 15, 2026
What Happens to a Florida Mortgage When the Homeowner Dies?
Learn what happens to a Florida mortgage after death, including payments, successor-in-interest status, probate, refinancing, heir buyouts, and selling the home. ...more
Life Changes & Mortgage Planning
September 10, 2026
Can My Ex-Spouse Assume My VA Mortgage After Divorce?
Can your ex-spouse keep or assume your VA mortgage after divorce? Learn how title, assumption, liability release, and VA entitlement differ in Florida. ...more
Life Changes & Mortgage Planning
September 04, 2026
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Creative 1st Mortgage, LLC | NMLS# 2614631 | Licensed in AL, FL, KY, MN, TN, TX | 727-914-9397 | [email protected] | 447 3rd Ave N #210 Saint Petersburg, FL 33701 | Equal Housing Opportunity | Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. | COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV