(727) 914-9397
How Much Down Payment Do I Need — And Do I Qualify for Down Payment Assistance?
When you're thinking about buying a home, one of the first big questions that comes up is how much down payment you’ll need. You might also be wondering whether down payment assistance is an option f... ...more
Mortgage
April 28, 2025•2 min read
How Much Home Can I Afford — And What Will My Monthly Payments Be?
Buying a home is exciting — but one of the first steps is figuring out how much you can comfortably afford and what your monthly mortgage payments will actually look like. ...more
Mortgage
April 28, 2025•2 min read
How Much Home Can I Afford — And What Will My Monthly Payments Be?
Buying a home is exciting — but one of the first steps is figuring out how much you can comfortably afford and what your monthly mortgage payments will actually look like. ...more
Mortgage
April 28, 2025•2 min read
How Much Down Payment Do I Need — And Do I Qualify for Down Payment Assistance?
When you're thinking about buying a home, one of the first big questions that comes up is how much down payment you’ll need. You might also be wondering whether down payment assistance is an option f... ...more
Mortgage
April 28, 2025•2 min read
What Are the Loan-to-Value Restrictions on Investment Loans?
Loan-to-Value (LTV) is a key factor lenders use to determine risk when financing an investment property. Unlike primary residences, investment loans have stricter LTV requirements due to the increased... ...more
Mortgage
April 28, 2025•2 min read
Can You Do a HELOC on a Manufactured Home?
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity they’ve built in their home. But when it comes to manufactured homes, the process can be more complicated. While it... ...more
Mortgage
April 28, 2025•2 min read
Can You Do a HELOC on a Manufactured Home?
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the equity they’ve built in their home. But when it comes to manufactured homes, the process can be more complicated. While it... ...more
Mortgage
April 03, 2025•2 min read
What Are the Loan-to-Value Restrictions on Investment Loans?
Loan-to-Value (LTV) is a key factor lenders use to determine risk when financing an investment property. Unlike primary residences, investment loans have stricter LTV requirements due to the increased... ...more
Mortgage
April 03, 2025•2 min read
When Will Mortgage Rates Come Down?
As of early March 2025, the average 30-year fixed mortgage rate has decreased to approximately 6.55%, marking a decline from the higher rates observed earlier in the year. ...more
Mortgage
March 04, 2025•2 min read
Copyright 2025. All rights reserved. Equal Housing Opportunity | Equal Housing Lender
Creative 1st Mortgage, LLC NMLS #2614631 is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Your broker or loan originator may have additional Terms of Use relating to your use of this website.
For more information, please contact your broker or loan originator at the email or phone number at the top right of the page.
Creative 1st Mortgage, LLC | NMLS# 2614631 | Licensed in AL, FL, KY, MN, TN, TX | 727-914-9397 | [email protected] | 447 3rd Ave N #210 Saint Petersburg, FL 33701 | Equal Housing Opportunity | Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. | COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV