Mortgage Update: Rates Dip, Apps Mixed, ITIN Loans Explained | Weekly Spark 10/24/25

Mortgage Update: Rates Dip, Apps Mixed, ITIN Loans Explained | Weekly Spark 10/24/25

This Weekly Spark episode covers easing rates, shifting purchase and refinance applications, and the rise of ITIN loans for both primary and investment buyers. Learn how agents can use AI tools to spe... ...more

Mortgage and Market Knowledge ,Systems and Technology &Weekly Spark

December 02, 20252 min read

 30 Years in Mortgages: Trust, Tough Files & Broker Loyalty w/ Stacey Eads - Beyond The Guidelines

30 Years in Mortgages: Trust, Tough Files & Broker Loyalty w/ Stacey Eads - Beyond The Guidelines

Real estate pros learn from a 30-year mortgage veteran about trust, loyalty, AI, non-QM, and building strong partner relationships in tough markets. ...more

Business Planning ,Mortgage and Market Knowledge Systems and Technology Business Growth Interviews &Beyond The Guidelines

November 14, 202512 min read

Mortgage Systems That Win Deals: Zac Broadbent on Client Care, Realtor Portals & Homebuyers

Mortgage Systems That Win Deals: Zac Broadbent on Client Care, Realtor Portals & Homebuyers

How agent-first lending ops, smart tech, and clear communication speed “clear to close.” Playbook for real estate pros to win more offers. ...more

Client Conversations ,Mortgage and Market Knowledge Systems and Technology Interviews &Beyond The Guidelines

November 11, 20257 min read

Deven Gillen on Disrupting Mortgage Marketing and Helping Loan Officers Build Brands

Deven Gillen on Disrupting Mortgage Marketing and Helping Loan Officers Build Brands

Discover how Deven Gillen of Hova Digital helps loan officers build personal brands, master video marketing, and protect their database. A must-listen for mortgage and real estate professionals. ...more

Business Planning ,Marketing and Lead Generation Systems and Technology Interviews &Beyond The Guidelines

September 04, 20255 min read

Outdated Real Estate & Mortgage Practices That Kill Deals (And What To Do Instead)w Blog Post

Outdated Real Estate & Mortgage Practices That Kill Deals (And What To Do Instead)w Blog Post

Discover outdated real estate & mortgage practices to drop, modern strategies that win in 2025, and how tech & AI reshape the industry. ...more

Marketing and Lead Generation ,Client Conversations Systems and Technology Business Growth Interviews &Beyond The Guidelines

August 19, 20256 min read

Embracing Technology and Ethics in Real Estate: A Modern Approach

Embracing Technology and Ethics in Real Estate: A Modern Approach

Discover how technology and ethical practices are reshaping the real estate industry. Learn about the importance of integrity, AI advancements, and the evolving role of real estate professionals. ...more

Marketing and Lead Generation ,Systems and Technology Interviews &Beyond The Guidelines

June 25, 20252 min read

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Creative 1st Mortgage, LLC | NMLS# 2614631 | Licensed in AL, FL, KY, MN, TN, TX | 727-914-9397 | [email protected] | 447 3rd Ave N #210 Saint Petersburg, FL 33701 | Equal Housing Opportunity | Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. | COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

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