(727) 914-9397
Creative 1st MortgageMortgage rates have been on a rollercoaster the past few years — and if you’re planning to buy, sell, or refinance in 2025, you’re probably asking the same question everyone else is:
Creative 1st MortgageIf you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real challenge, but there’s good news: several new or expanded programs are offering more support this year to help you get the keys to your first home.
Creative 1st MortgageWhen you're thinking about buying a home, one of the first big questions that comes up is how much down payment you’ll need. You might also be wondering whether down payment assistance is an option for you.
Creative 1st MortgageBuying a home is exciting — but one of the first steps is figuring out how much you can comfortably afford and what your monthly mortgage payments will actually look like.
For more information, please contact your broker or loan originator at the email or phone number at the top right of the page.
Creative 1st Mortgage, LLC | NMLS# 2614631 | Licensed in AL, FL, KY, MN, TN, TX | 727-914-9397 | [email protected] | 447 3rd Ave N #210 Saint Petersburg, FL 33701 | Equal Housing Opportunity | Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. | COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV
