
Reports of increased Fannie Mae and Freddie Mac bond purchases helped mortgage rates move below 6%. See how bond demand, tariffs, and Treasury yields could affect the 2026 housing market. ...more
Business Planning ,Mortgage and Market Knowledge &Weekly Spark
March 06, 2026•14 min read

Real estate pros can grow referrals by mastering fundamentals, improving onboarding and offboarding, and blending smart automation with human connection. ...more
Business Planning ,Marketing and Lead Generation Business Growth Interviews &Beyond The Guidelines
November 14, 2025•11 min read

Real estate pros learn from a 30-year mortgage veteran about trust, loyalty, AI, non-QM, and building strong partner relationships in tough markets. ...more
Business Planning ,Mortgage and Market Knowledge Systems and Technology Business Growth Interviews &Beyond The Guidelines
November 14, 2025•12 min read

Discover why real estate & mortgage pros struggle to celebrate wins — and how gratitude, silence & mindset shifts fuel success. ...more
Business Planning ,Business Growth Interviews &Beyond The Guidelines
September 10, 2025•5 min read

Discover how Deven Gillen of Hova Digital helps loan officers build personal brands, master video marketing, and protect their database. A must-listen for mortgage and real estate professionals. ...more
Business Planning ,Marketing and Lead Generation Systems and Technology Interviews &Beyond The Guidelines
September 04, 2025•5 min read

How investors use Infinite Banking for down payments, flips, and syndications—tax-advantaged growth, fast access to capital, and compounding. ...more
Business Planning ,Mortgage and Market Knowledge Interviews &Beyond The Guidelines
September 01, 2025•4 min read

For more information, please contact your broker or loan originator at the email or phone number at the top right of the page.
Creative 1st Mortgage, LLC | NMLS# 2614631 | Licensed in AL, FL, KY, MN, TN, TX | 727-914-9397 | [email protected] | 447 3rd Ave N #210 Saint Petersburg, FL 33701 | Equal Housing Opportunity | Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. | COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV